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Finance Psychology

Lifestyle Creep: How to Avoid Inflation (and My Costly Lesson!)

How can unmitigated lifestyle creep destroy your wealth? A simple decision between two apartments created nearly $52K worth of opportunity cost for me!

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Here’s How We Spent $40,885 (2019 Annual Spend)

Our 2019 budget reveals how we live luxuriously, with a mortgage! A deep analysis of how we—two 35-year-olds in an MCOL city—spent $40,885 in a year.

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Psychology

Cheap vs Frugal: Surprising Differences (Find Your Frugality)

Frugal vs cheap: what’s the difference? Building frugality focuses on value while cheap fixes short-term issues but creates long-term problems.

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Finance

Our Early Retirement Plan During a Pandemic at 35

If you’re on the path to FIRE, you need an early retirement plan. You don’t simply flip a switch one day and retire. Learn from our own outline and strategy!

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Meet Chris

From sleeping in a dining room while starting a business—to living between dirt floors and tin roofs while finding a fulfilling life exploding with independence—this is how it happened.

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The Beginning of TicTocLife!

Our story of transitioning out of careers to independence, financial planning for early retirement, daily frugal hobbies, and choosing meaningful work.