Categories
Finance

The Case for Taking Social Security at 62 (Pros and Cons)

Thinking of taking social security at 62? You might be surprised by what the math behind drawing social security early and investing the benefit looks like!

Categories
Finance

Is Refinancing Worth It? (How About for 1% Savings?)

With low interest rates, you’re wondering if it’s worth the closing costs to refinance today—even for as little as a 1% rate reduction. Here’s how to decide!

Categories
Psychology

But What If Something Happens? (And Your Suit of FIRE Armor)

Doubt creeps into all of our paths to financial independence, especially as emergencies come rolling in. But what if the bigger risk is, well, not?

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Meta

Our First Flights in a Year (May 2021 Update)

We spent nearly $3K on our first flights since the pandemic with a 16-day trip, review mental health nonprofits, and scrutinize our May 2021 expenses!

Categories
Finance

Why You Don’t Need To Worry About Inflation (and the 4% Rule)

Will inflation wreak havoc with your early retirement plans? Does the 4% rule account for it? And how do you determine how much money to withdraw yearly?

Categories
Psychology

A Rewarding Life: Getting the Most From the Least With Nature

If achieving financial independence is all about getting the most from the least, might nature unlock satisfaction and excitement along the way?

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Meta

Two Big Money Milestones (Apr. 2021 Update)

We join the Double Double Comma Club, reach our donation goal on our first year anniversary, review conservation nonprofits, and scrutinize our budget!

Categories
Finance

How “Cost of Working” Surprisingly Burdens Your Cost of Living

My career was costing me over $2,000/month! This is how I cut my “cost of working” and built a faster and more satisfying path to financial independence.

Categories
Psychology

Life Is All About Choices (Here’s the Equation to Life’s Wealth)

Your life’s wealth is derived from your choices and your social environment. While you can’t change how life begins, life is all about choices, which you control.

Categories
Meta

Finally, a Trip to the Beach! (Mar. 2021 Update)

We review women’s (and girl’s) charities for our monthly donation, earn a huge cashback bonus, and review our March 2021 monthly FIRE budget!