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Finance

Buy vs Rent and Invest: Planning for Financial Independence

Here’s how to analyze your own buy vs rent and invest scenario, deciding to invest in either needs to be part of your financial independence plan!

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Finance

When to Pay Off Your Mortgage or Invest Extra Capital

Should you pay off your mortgage or invest extra money? Besides the return on investment difference, sometimes you want to reduce your income.

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Finance

Be a Disciplined Investor: Avoid the Behavior Gap

A diversified portfolio isn’t enough: learn to be a disciplined investor to avoid the behavior gap. Behavioral finance teaches us about investment biases.

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Finance

The Truth About Marginal Utility of Income vs Money

Understanding happiness as a function of income and the marginal utility of income will shortcut your path toward how to build wealth in your 20s and freedom.

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Finance

VTSAX vs VTI: Which Vanguard Fund Wins? (+5 Alternatives)

VTSAX vs VTI: which should you choose for your portfolio? Learn the pros and cons of these Vanguard funds and discover 5 more options for diversification.

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Finance

How to Retire Early With Real Estate Reader Case Study

Could real estate investing be the route for Mike’s family to reach financial independence with their $1.5M net worth goal?

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Finance

How to Become a Millionaire in 10 Years (Debt to $1.2M at 33)

Our thirteen-year saga from student loan debt, to graduate school, shifting careers, and starting two businesses. At the lowest point, we went from a negative $107K net worth to $1.2M in nine years. This is how we became millionaires and reached financial independence.

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Finance

7 Apps & Websites to Sell Stuff Locally (Detailed Guide How)

Part of our method of becoming millionaires was to constantly leverage apps & websites to sell stuff locally, here’s our step-by-step guide and tools!

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Finance

Individual Stocks vs Index Funds: Avoid My Costly Mistake

Discover the risks of individual stocks vs index funds. Learn from my costly mistake and make fruitful investment decisions to help you reach FIRE!

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Finance

How to Automate Your Finances & Savings in 5 Steps

How to automate your finances: learn to put savings on auto, pay debts & credit cards without overdrawing accounts. Make a wealth-building routine!