Tag: Financial Independence

Financial Independence and Early Retirement, or, FIRE. This content focusses on the financial independence aspect: the math, the planning, the nuts and bolts of making it work.

Unusual Ways We Spent $40,862 (2020 Annual Spend)

Post author By Chris
Post date January 24, 2021
16 Comments on Unusual Ways We Spent $40,862 (2020 Annual Spend)

2020 may not have been the year we expected within our FIRE budget, but that doesn't mean we didn't make the best of it! [Photo: Pacific Park early in 2020 before the world shutdown.]

Our FIRE budget reveals how we live a luxurious lifestyle on about $41K/year as two 36-year-olds in an MCOL city on a coast! Steal our tricks to reach FIRE!

Tags annual review, Budget Updates, expenses, Financial Independence

Psychology

Your Yearly Theme: The Secret to Better New Year’s Resolutions

Post author By Chris
Post date January 10, 2021
9 Comments on Your Yearly Theme: The Secret to Better New Year’s Resolutions

Are you desperately trying to hold up your New Year's Resolutions by February like my buddy here? Perhaps a Yearly Theme fits your brain better!

All those SMART goals might be the reason you keep failing at your New Year’s Resolutions. A broad “yearly theme” might be the motivation you need!

Tags Financial Independence, Retire Early, Tactics

Finance

Our 3 Greatest Financial Mistakes to Avoid for a Wealthy 2021

Post author By Chris
Post date December 30, 2020
10 Comments on Our 3 Greatest Financial Mistakes to Avoid for a Wealthy 2021

Avoid these financial mistakes in 2021 as we find the light at the end of the tunnel in 2020.

Our 2020 financial mistakes cost us over $40K! Here’s how you can avoid the same failures in 2021 and lead a richer year.

Tags Financial Independence, Retire Early, Tactics

Finance

A Timely Letter to My Teenage Self (The True Cost of College)

Post author By Jenni
Post date December 24, 2020
2 Comments on A Timely Letter to My Teenage Self (The True Cost of College)

Discovering the true cost of college left me frustrated.

A message from the future warning me of the true cost of college may have changed the course of my financial life.

Tags Financial Independence, Story, Tactics

Finance

The Architect Who Made Nothing

Post author By Chris
Post date December 20, 2020
6 Comments on The Architect Who Made Nothing

A story about the architect who toiled and yet made nothing.

Not every dollar is earned equally. Are you spending your least valuable dollars in such a way as to waste your most valuable resource, your time?

Tags Financial Independence, Retire Early, Story, Tactics

Psychology

How the 4 Expressions of Power Affect Your Wealth and Well-Being

Post author By Chris
Post date December 12, 2020
12 Comments on How the 4 Expressions of Power Affect Your Wealth and Well-Being

The Four Expressions of Power: Rulers exhibit the one you're most familiar with—power over.

The 4 expressions of power can be the keys to building wealth and well-being in your life, or they can corrupt you through coercion and a lack of forgiveness.

Tags Financial Independence, motivation, Tactics

Finance

This Is the Power of FU Money (and How I Was Escorted Out)

Post author By Chris
Post date November 30, 2020
16 Comments on This Is the Power of FU Money (and How I Was Escorted Out)

So confident in my FU money, I spent much of late 2010 traveling the world after I was escorted out of the building when I said "no". [Shot from the Cliffs of Moher, Ireland]

FU money gives you control over your own destiny. It lets you take risks and act with confidence & patience to become even wealthier while protecting yourself.

Tags Financial Independence, Story, Tactics, work

Psychology

How the Benefits of Working Part-Time Are Life-Changing

Post author By Jenni
Post date November 24, 2020
15 Comments on How the Benefits of Working Part-Time Are Life-Changing

One of the many benefits of working part-time: you're able to get outside and sweat midday!

Gain insight into the benefits of working part-time and how it can impact your life. You will have more time to focus on what matters most: your own priorities.

Tags Financial Independence, motivation, Story, work

Finance

ETF vs Stock: Invest to Be Bill Gates (or Just Be in the Bar)?

Post author By Chris
Post date November 7, 2020
10 Comments on ETF vs Stock: Invest to Be Bill Gates (or Just Be in the Bar)?

ETF vs Stock represented by a bar room comparison of net worth averages being thrown off by extremes.

Investment strategy can make you rich at the risk of losing it all or offer average returns (which might be enough!). What’s better for you? Read ETF vs stock.