Categories
Finance

Individual Stocks vs Index Funds: Avoid My Costly Mistake

Discover the risks of individual stocks vs index funds. Learn from my costly mistake and make fruitful investment decisions to help you reach FIRE!

Categories
Psychology

Expected Future Value: What’s Worth Spending Your Money On

Learn to adopt the notion “everything is for sale”. When considering a purchase, analyze expected future value. Buy quality instead of limit yourself by a budget.

Categories
Psychology

7 Financial Freedom Steps: Reaching Financial Independence

No matter which of the financial freedom steps you’re on, from dependency to abundance, here’s how you can reach financial independence and beyond.

Categories
Finance

How to Save Money on Groceries (The Definitive Guide)

You know the basics of how to save money at the grocery store; this isn’t beans & rice. Be an expert: cut 30-40% more off your grocery bill, here’s our secrets!

Categories
Finance Psychology

Lifestyle Creep: How to Avoid Inflation (and My Costly Lesson!)

How can unmitigated lifestyle creep destroy your wealth? A simple decision between two apartments created nearly $52K worth of opportunity cost for me!

Categories
Meta

Here’s How We Spent $40,885 (2019 Annual Spend)

Our 2019 budget reveals how we live luxuriously, with a mortgage! A deep analysis of how we—two 35-year-olds in an MCOL city—spent $40,885 in a year.

Categories
Psychology

Cheap vs Frugal: Surprising Differences (Find Your Frugality)

Frugal vs cheap: what’s the difference? Building frugality focuses on value while cheap fixes short-term issues but creates long-term problems.

Categories
Meta

Meet Chris

From sleeping in a dining room while starting a business—to living between dirt floors and tin roofs while finding a fulfilling life exploding with independence—this is how it happened.